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Homeowners |
Our clients recognize that the safekeeping of their personal assets starts at home. Unfortunately, you never know how good your insurance policy is until you have to file a claim. But, that may be too late. When the unfortunate does occur, comprehensive protection for personal property and liability provides priceless peace of mind.
- Full replacement cost coverage on the home and other structures on the property- even if the cost exceeds the policy limit
- Replacement cost for the contents of the home
- Cash settlement option in the event of total loss
- Automatic inclusion of coverage for identity fraud, kidnap & ransom, home banking records, mortgage re-negotiation, and personal computers and computer records
- Deductible waived when a covered loss exceeds a certain dollar amount
- Home appraisal at no cost for newly insured homes
- Excess flood available
- Ability to use LLCs as a name insured
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