|Insurance brokers, like all providers of financial services, are required by law to inform their clients of their policies regarding privacy of client information. Our client’s privacy is of the utmost importance to us. McCart has never shared client personal information outside of the process of procuring and servicing risk management products and services for our clients. The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers.
Confidentiality and Security of Your Nonpublic Personal Information
We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records. We restrict access to nonpublic personal information about you contained in our records to our employees and the carriers/service providers who need to know that information to provide products or services to you.
Categories of Information That We Collect
We collect nonpublic personal information about you from the following sources:
- Information that we receive from you on applications and other forms
- Information about your transactions with our carriers, service providers or us
- Information that we receive from a consumer protection agency
Categories of Parties to Whom We May Disclose Information
We may disclose nonpublic personal financial information about you to insurance carriers and service providers as agreed to by you. For Group Benefits Clients this may include: Replacing group coverage; disclosing information for underwriting purposes; information for claim processing; information for processing premium payments; and information required for providing confirmation or benefit statements. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted or required by law.
Accuracy of Your Nonpublic Personal Information That We Possess
We strive to maintain the accuracy of your information. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous. If we concur with your conclusion, we will amend, correct or delete the information in question.
We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.